readyPay Error Code 51

Updated 1 week ago ​by

Error code 51 can have various causes.

You should first try restarting the device.

Another possible cause concerns the type of payment card used. If your customer uses a girocard , it may not have Visa or MasterCard co-branding (also called co-badging). Co-branding means that one card combines two functions and two brands—in this case, a girocard and Visa or MasterCard.

Cards without an active Visa/MasterCard co-branding cannot be used with readyPay, as billing is handled exclusively via the co-branding. This particularly applies to older girocards (e.g., red Sparkasse cards), which display the Visa/MasterCard logo but have not been activated for contactless payments (NFC). Such cards only work by inserting or swiping – which isn't possible with Apple Pay or Google Pay without a physical card.

In addition, some banks (e.g., ING or comdirect) issue secondary cards that generally do not have Visa/MasterCard co-branding. Therefore, these cards cannot be accepted via readyPay either.

If this information has not helped you, please contact our support.


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